Investing money should be safe, easy, and worry-free for every individual. To make payments more secure, SEBI has introduced validated UPI IDs for all registered intermediaries, effective October 1, 2025. These IDs are structured in a way that makes them easy to recognise and verify, helping you invest with confidence.
Here's how the new UPI addresses work:
- Each intermediary will have a unique, readable name followed by an abbreviation representing their type. For example, a mutual fund named 'abc' will have abc.mf.
- The username is combined with a unique '@valid' handle linked to the intermediary's bank. For instance: abc.mf@validhdfc.
- UPI payments for investments will have a daily limit of up to ₹5 lakhs, depending on the chosen bank or payment app.
What does it mean for Abakkus Mutual Fund investors?
- Existing Systematic Investment Plans (SIPs) Your current SIPs will continue as usual. No changes are required, and your ongoing investments remain uninterrupted.
- New SIPs, renewals, or fresh investments You can use Abakkus Mutual Fund's validated UPI ID for any new or renewed investments.
- Other payment options remain available If you prefer using NEFT, RTGS, IMPS, or cheques for investments, you can do so as usual. This gives you flexibility while maintaining the added security of validated UPI payments.
For more details, refer to the SEBI circular dated June 11, 2025. (opens in new tab)
Invest securely with SEBI Check
SEBI has introduced a SEBI Check tool (opens in new tab) to help investors verify the UPI IDs. This tool aims to add an extra layer of security to your investment payments.
How can it benefit investors like you?
- Peace of mind knowing that your payments go to the right place
- Easy verification of UPI IDs before making any payment
- Enhanced safety to prevent fraud and ensure your investment journey is secure from start to finish
Invest with confidence:
MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.
